Curtin Insurance Agency Blog

During a regular review of your business insurance, Connecticut entrepreneurs should check that they have adequate and up to date coverage for property damage, liability and protection against theft, fraud and other high risk areas. Those who run a firm dealing in high risk professional services to clients may also wish to consider professional liability insurance to financially protect against any claims made for malpractice. Additionally, have you also considered the need for a business auto policy?

Whether or not you need this added coverage depends on a number of factors, including who will be driving the vehicles and whether or not your employees will use their own vehicles for business purposes. While personal auto insurance might sometimes give coverage up to a point, as the Insurance Information Institute advises, if the vehicle is used primarily for business purposes, additional insurance may be needed. In the event that your firm has a number of vehicles, it may pay to consider taking out a separate fleet insurance option.

The specific requirements of insurance for your business vehicles will be determined by how they are used and who drives the vehicles. Here it is advisable to discuss with professionals the various options available to you. Contact one of our agents for more information, they will be able to answer queries on business auto coverage and other questions regarding business insurance in Connecticut. Business owners are welcome to call us anytime.